Membership Package Terms and Conditions

Membership services and benefits for CBD Sydney Chamber memberships

Membership services and benefits will be supplied by CBD Sydney Chamber Limited, one of its related entities or in association with pre-selected companies and service providers. Prices, benefits and services are subject to change at any time without notice. Please check with a representative of CBD Sydney Chamber for full and current details. Membership is provided on an annual subscription basis and will continue provided that your membership fees are not in arrears. We will notify you of any change to your annual membership fee. In accordance with the Constitution, CBD Sydney Chamber reserves the right to cancel any membership where membership fees are in arrears for three (3) months or more. In this circumstance, CBD Sydney Chamber reserves the right to recover the monetary benefit of any membership discounts(s) received by the member whilst the member was in arrears. CBD Sydney Chamber reserves the right to withdraw the benefit of the membership discount if payment for services received and/or products supplied are not paid in full within 30 days of receipt of the invoice.

CBD Sydney Chamber offers payment of your annual membership fee via direct debit arrangement with Ezypay Pty Ltd. If you pay monthly, then the number of payments is twelve (12) payments per annum. Should you elect to pay your annual membership subscription via monthly direct debit, your membership will be renewed automatically unless your membership is cancelled by you by written notice to CBD Sydney Chamber at least (30) days prior to the beginning of your new membership term.

Australian Business Industrial
Australian Business Industrial is the registered industrial relations affiliate of CBD Sydney Chamber. It represents members in award negotiations and monitors a wide range of awards to keep members abreast of any changes that may affect their business. The industrial advocates and lawyers who appear for Australian Business Industrial represent the collective interests of members at both Federal and State Industrial Tribunals when relevant awards are being made or varied.

Required information for applicants under The Industrial Relations Act 1996
1. Members of Australian Business Industrial are required to pay in advance, an annual subscription (currently $50 p.a.) to Australian Business Industrial pursuant to Rule 22 of the Rules of Australian Business Industrial. The annual membership fee for Australian Business Industrial will be paid on behalf of the member by CBD Sydney Chamber.

2. Members of Australian Business Industrial must give three (3) months written notice of resignation addressed and delivered to the Secretary/Treasurer of Australian Business Industrial and its registered office pursuant to Rule 17 of the Rules of Australian Business Industrial. There is no refund of the Australian Business Industrial membership fee upon resignation or termination of membership.

3. Members of Australian Business Industrial are required to notify the Secretary/Treasurer of Australian Business Industrial within fourteen (14) days after:
a. The business or part of the business of the member is assigned or transferred to a party who is not a member of Australian Business Industrial;
b. Such a non-member succeeds to the business or part of the business of the member.

4. The Australian Business Industrial Council has the discretion to levy all of the members or any class of members of Australian Business Industrial in accordance with the provision contained in Rules 22 and 66 of the Rules of Australian Business Industrial. The date and manner of payment of the levy shall be determined by the Australian Business Industrial Council.

Privacy Statement
Your privacy is important to us. Personal information which CBD Sydney Chamber collects is used for the purpose of providing you with information about the range of membership services and benefits available. We may also use your personal information to keep you informed of the events and seminars which may be of interest to you and to provide you with promotional and marketing material about our products and services.

To provide the range of membership services and benefits available to you, CBD Sydney Chamber provides your membership details and information to its related entities and pre-selected service providers, including Australian Business Lawyers & Advisors and Australian Business Industrial. By accepting membership of CBD Sydney Chamber you consent to this sharing of information.

Our Privacy Policy is available on our website. You may request personal information we hold about you by emailing navigation@nswbusinesschamber.com.au or by contacting us directly on 13 26 96. 

If any personal information we hold about you is incorrect please notify us and we will correct our records.
   

SecurePay 

SecurePay terms and conditions
http://www.securepay.com.au/terms_conditions.html

SecurePay privacy policy 
http://www.securepay.com.au/security_privacy.html

Direct Debit Request Service Agreement – CBD Sydney Chamber Limited

This is your Direct Debit Service Agreement with CBD Sydney Chamber Limited (User ID: 416112, ABN: 63 000 014 504). It explains what your obligations are when undertaking a Direct Debit arrangement with us.

It also details what our obligations are to you as your Direct Debit provider. Please keep this agreement for future reference. It forms part of the terms and conditions of your Direct Debit Request (DDR) and should be read in conjunction with your DDR authorisation.

Definitions
'Account' means the account held at your financial institution from which we are authorised to arrange for funds to be debited.

'Agreement' means this Direct Debit Request Service Agreement between you and us.

'Banking day' means a day other than a Saturday or a Sunday or a public holiday listed throughout Australia.

'Debit day' means the day that payment by you to us is due.

'Debit payment' means a particular transaction where a debit is made.

Direct debit' request means the Direct Debit Request between us and you.

'Us' or 'we' means CBD Sydney Chamber Limited (the Debit User) you have authorised by requesting a Direct Debit Request.

'You' means the customer who has signed or authorised by other means the Direct Debit Request.

'Your financial institution' means the financial institution nominated by you on the DDR at which the account is maintained.

1. Debiting your account
1.1 By signing a Direct Debit Request or by providing us with a valid instruction, you have authorised us to arrange for funds to be debited from your account. You should refer to the Direct Debit Request and this agreement for the terms of the arrangement between us and you.

1.2 We will only arrange for funds to be debited from your account as authorised in the Direct Debit Request or We will only arrange for funds to be debited from your account if we have sent to the address nominated by you in the Direct Debit Request, a billing advice which specifies the amount payable by you to us and when it is due.

1.3 If the debit day falls on a day that is not a banking day, we may direct your financial institution to debit your account on the following banking day. If you are unsure about which day your account has or will be debited you should ask your financial institution. 

2. Amendments by us
2.1 We may vary any details of this agreement or a Direct Debit Request at any time by giving you at least fourteen (14) days written notice.

3. Amendments by you
3.1 You may change, stop or defer a debit payment, or terminate this agreement by providing us with at least 30 days notification by writing to:

 CBD Sydney Chamber Limited
140 Arthur St North Sydney
NSW 2060

Or by telephoning us on 13 26 96 during business hours.

The full balance is payable IMMEDIATELY if you cancel your periodic payment option.

4. Your obligations
4.1 It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made in accordance with the Direct Debit Request.

4.2 If there are insufficient clear funds in your account to meet a debit payment:
(a) you may be charged a fee and/or interest by your financial institution;
(b) you may also incur fees or charges imposed or incurred by us; and
(c) you must arrange for the debit payment to be made by another method or arrange for sufficient clear funds to be in your account by an agreed time so that we can process the debit payment.

4.3 You should check your account statement to verify that the amounts debited from your account are correct

5. Dispute
5.1 If you believe that there has been an error in debiting your account, you should notify us directly on 13 26 96 and confirm that notice in writing with us as soon as possible so that we can resolve your query more quickly. Alternatively you can take it up directly with your financial institution.

5.2 If we conclude as a result of our investigations that your account has been incorrectly debited we will respond to your query by arranging for your financial institution to adjust your account (including interest and charges) accordingly.

We will also notify you in writing of the amount by which your account has been adjusted.

5.3 If we conclude as a result of our investigations that your account has not been incorrectly debited we will respond to your query by providing you with reasons and any evidence for this finding in writing.

6. Accounts
You should check:

(a) with your financial institution whether direct debiting is available from your account as direct debiting is not available on all accounts offered by financial institutions.

(b) your account details which you have provided to us are correct by checking them against a recent account statement; and with your financial institution before completing the Direct Debit Request if you have any queries about how to complete the Direct Debit Request.

7. Confidentiality
7.1 We will keep any information (including your account details) in your Direct Debit Request confidential. We will make reasonable efforts to keep any such information that we have about you secure and to ensure that any of our employees or agents who have access to information about you do not make any unauthorised use, modification, reproduction or disclosure of that information.

7.2 We will only disclose information that we have about you:

(a) to the extent specifically required by law; or for the purposes of this agreement (including disclosing information in connection with any query or claim).

8. Notice
8.1 If you wish to notify us in writing about anything relating to this agreement, you should write to:

CBD Sydney Chamber Limited
140 Arthur St North Sydney
NSW 2060
Phone: 13 26 96

8.2 We will notify you by sending a notice in the ordinary post to the address you have given us in the Direct Debit Request.

8.3 Any notice will be deemed to have been received on the third banking day after post

Direct Debit Request Service Agreement – Illawarra Business Chamber Limited

This is your Direct Debit Service Agreement with Illawarra Business Chamber Limited (User ID: 416115, ABN: 54 081 424 437). It explains what your obligations are when undertaking a Direct Debit arrangement with us.

It also details what our obligations are to you as your Direct Debit provider. Please keep this agreement for future reference. It forms part of the terms and conditions of your Direct Debit Request (DDR) and should be read in conjunction with your DDR authorisation.

Definitions
'Account' means the account held at your financial institution from which we are authorised to arrange for funds to be debited.

'Agreement' means this Direct Debit Request Service Agreement between you and us.

'Banking day' means a day other than a Saturday or a Sunday or a public holiday listed throughout Australia.

'Debit day' means the day that payment by you to us is due.

'Debit payment' means a particular transaction where a debit is made.

'Direct debit request' means the Direct Debit Request between us and you.

'Us' or 'we' means Illawarra Business Chamber Limited (the Debit User) you have authorised by requesting a Direct Debit Request.

'You' means the customer who has signed or authorised by other means the Direct Debit Request.

'Your financial institution' means the financial institution nominated by you on the DDR at which the account is maintained. 

1. Debiting your account
1.1 By signing a Direct Debit Request or by providing us with a valid instruction, you have authorised us to arrange for funds to be debited from your account. You should refer to the Direct Debit Request and this agreement for the terms of the arrangement between us and you.

1.2 We will only arrange for funds to be debited from your account as authorised in the Direct Debit Request or We will only arrange for funds to be debited from your account if we have sent to the address nominated by you in the Direct Debit Request, a billing advice which specifies the amount payable by you to us and when it is due.

1.3 If the debit day falls on a day that is not a banking day, we may direct your financial institution to debit your account on the following banking day. If you are unsure about which day your account has or will be debited you should ask your financial institution.

2. Amendments by us

2.1 We may vary any details of this agreement or a Direct Debit Request at any time by giving you at least fourteen (14) days written notice.

3. Amendments by you

3.1 You may change, stop or defer a debit payment, or terminate this agreement by providing us with at least 30 days notification by writing to:

Illawarra Business Chamber Limited
Level 1, 87- 89 Market Street
Wollongong  NSW 2500

Or by telephoning us on 4229 4722 during business hours. 

The full balance is payable IMMEDIATELY if you cancel your periodic payment option.

4. Your obligations
4.1 It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made in accordance with the Direct Debit Request.
4.2 If there are insufficient clear funds in your account to meet a debit payment:

(a) you may be charged a fee and/or interest by your financial institution;

(b) you may also incur fees or charges imposed or incurred by us; and

(c) you must arrange for the debit payment to be made by another method or arrange for sufficient clear funds to be in your account by an agreed time so that we can process the debit payment.

4.3 You should check your account statement to verify that the amounts debited from your account are correct

5. Dispute
5.1 If you believe that there has been an error in debiting your account, you should notify us directly on 4229 4722 and confirm that notice in writing with us as soon as possible so that we can resolve your query more quickly. Alternatively you can take it up directly with your financial institution.

5.2 If we conclude as a result of our investigations that your account has been incorrectly debited we will respond to your query by arranging for your financial institution to adjust your account (including interest and charges) accordingly.

We will also notify you in writing of the amount by which your account has been adjusted.

5.3 If we conclude as a result of our investigations that your account has not been incorrectly debited we will respond to your query by providing you with reasons and any evidence for this finding in writing. 

6. Accounts
You should check:
(a) with your financial institution whether direct debiting is available from your account as direct debiting is not available on all accounts offered by financial institutions.

(b) your account details which you have provided to us are correct by checking them against a recent account statement; and with your financial institution before completing the Direct Debit Request if you have any queries about how to complete the Direct Debit Request.

7. Confidentiality
7.1 We will keep any information (including your account details) in your Direct Debit Request confidential. We will make reasonable efforts to keep any such information that we have about you secure and to ensure that any of our employees or agents who have access to information about you do not make any unauthorised use, modification, reproduction or disclosure of that information.

7.2 We will only disclose information that we have about you:
(a) to the extent specifically required by law; or for the purposes of this agreement (including disclosing information in connection with any query or claim).

8. Notice
8.1 If you wish to notify us in writing about anything relating to this agreement, you should write to:
Illawarra Business Chamber Limited
Level 1, 87- 89 Market Street
Wollongong  NSW 2500
Phone: 4229 4722

8.2 We will notify you by sending a notice in the ordinary post to the address you have given us in the Direct Debit Request.

8.3 Any notice will be deemed to have been received on the third banking day after post

Direct Debit Request Service Agreement – Hunter Business Chamber
This is your Direct Debit Service Agreement with Hunter Business Chamber (User ID: 416114, ABN: 96 083 977 459). It explains what your obligations are when undertaking a Direct Debit arrangement with us. 

It also details what our obligations are to you as your Direct Debit provider. Please keep this agreement for future reference. It forms part of the terms and conditions of your Direct Debit Request (DDR) and should be read in conjunction with your DDR authorisation.
Definitions

'Account' means the account held at your financial institution from which we are authorised to arrange for funds to be debited.

'Agreement' means this Direct Debit Request Service Agreement between you and us.

'Banking day' means a day other than a Saturday or a Sunday or a public holiday listed throughout Australia.

'Debit day' means the day that payment by you to us is due.

'Debit payment' means a particular transaction where a debit is made.

'Direct debit' request means the Direct Debit Request between us and you.

'Us' or 'we' means Hunter Business Chamber (the Debit User) you have authorised by requesting a Direct Debit Request.

'You' means the customer who has signed or authorised by other means the Direct Debit Request.

'Your financial institution' means the financial institution nominated by you on the DDR at which the account is maintained.

1. Debiting your account
1.1 By signing a Direct Debit Request or by providing us with a valid instruction, you have authorised us to arrange for funds to be debited from your account. You should refer to the Direct Debit Request and this agreement for the terms of the arrangement between us and you.

1.2 We will only arrange for funds to be debited from your account as authorised in the Direct Debit Request or

We will only arrange for funds to be debited from your account if we have sent to the address nominated by you in the Direct Debit Request, a billing advice which specifies the amount payable by you to us and when it is due

1.3 If the debit day falls on a day that is not a banking day, we may direct your financial institution to debit your account on the following banking day. If you are unsure about which day your account has or will be debited you should ask your financial institution.

2. Amendments by us
2.1 We may vary any details of this agreement or a Direct Debit Request at any time by giving you at least fourteen (14) days written notice.

3. Amendments by you
3.1 You may change, stop or defer a debit payment, or terminate this agreement by providing us with at least 30 days notification by writing to:

Hunter Business Chamber
PO Box 607
Hamilton NSW 2303  

Or by telephoning us on 4969 9600 during business hours.

The full balance is payable IMMEDIATELY if you cancel your periodic payment option.

4. Your obligations

4.1 It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made in accordance with the Direct Debit Request.

4.2 If there are insufficient clear funds in your account to meet a debit payment:
(a) you may be charged a fee and/or interest by your financial institution;
(b) you may also incur fees or charges imposed or incurred by us; and
(c) you must arrange for the debit payment to be made by another method or arrange for sufficient clear funds to be in your account by an agreed time so that we can process the debit payment.

4.3 You should check your account statement to verify that the amounts debited from your account are correct

5. Dispute
5.1 If you believe that there has been an error in debiting your account, you should notify us directly on 02 4969 9600 and confirm that notice in writing with us as soon as possible so that we can resolve your query more quickly. Alternatively you can take it up directly with your financial institution.

5.2 If we conclude as a result of our investigations that your account has been incorrectly debited we will respond to your query by arranging for your financial institution to adjust your account (including interest and charges) accordingly.

We will also notify you in writing of the amount by which your account has been adjusted.

5.3 If we conclude as a result of our investigations that your account has not been incorrectly debited we will respond to your query by providing you with reasons and any evidence for this finding in writing.

6. Accounts
You should check:
(a) with your financial institution whether direct debiting is available from your account as direct debiting is not available on all accounts offered by financial institutions.
(b) your account details which you have provided to us are correct by checking them against a recent account statement; and with your financial institution before completing the Direct Debit Request if you have any queries about how to complete the Direct Debit Request.

7. Confidentiality
7.1 We will keep any information (including your account details) in your Direct Debit Request confidential. We will make reasonable efforts to keep any such information that we have about you secure and to ensure that any of our employees or agents who have access to information about you do not make any unauthorised use, modification, reproduction or disclosure of that information.

7.2 We will only disclose information that we have about you:
(a) to the extent specifically required by law; or for the purposes of this agreement (including disclosing information in connection with any query or claim).

8. Notice
8.1 If you wish to notify us in writing about anything relating to this agreement, you should write to:
Hunter Business Chamber
PO Box 607
Hamilton NSW 2303 
Phone: 02 4969 9600

8.2 We will notify you by sending a notice in the ordinary post to the address you have given us in the Direct Debit Request.

8.3 Any notice will be deemed to have been received on the third banking day after post
Direct Debit Request Service Agreement – Canberra Business Council Limited
This is your Direct Debit Service Agreement with Canberra Business Council Limited (User ID: 416113, ABN: 14 126 100 169). It explains what your obligations are when undertaking a Direct Debit arrangement with us. 

It also details what our obligations are to you as your Direct Debit provider. Please keep this agreement for future reference. It forms part of the terms and conditions of your Direct Debit Request (DDR) and should be read in conjunction with your DDR authorisation.

Definitions
'Account' means the account held at your financial institution from which we are authorised to arrange for funds to be debited.

'Agreement' means this Direct Debit Request Service Agreement between you and us.

'Banking day' means a day other than a Saturday or a Sunday or a public holiday listed throughout Australia.

'Debit day' means the day that payment by you to us is due.

'Debit payment' means a particular transaction where a debit is made.

'Direct debit' request means the Direct Debit Request between us and you.

'Us' or 'we' means Canberra Business Council Limited (the Debit User) you have authorised by requesting a Direct Debit Request.

'You' means the customer who has signed or authorised by other means the Direct Debit Request.

'Your financial institution' means the financial institution nominated by you on the DDR at which the account is maintained.

1. Debiting your account
1.1 By signing a Direct Debit Request or by providing us with a valid instruction, you have authorised us to arrange for funds to be debited from your account. You should refer to the Direct Debit Request and this agreement for the terms of the arrangement between us and you.

1.2 We will only arrange for funds to be debited from your account as authorised in the Direct Debit Request or

We will only arrange for funds to be debited from your account if we have sent to the address nominated by you in the Direct Debit Request, a billing advice which specifies the amount payable by you to us and when it is due

1.3 If the debit day falls on a day that is not a banking day, we may direct your financial institution to debit your account on the following banking day. If you are unsure about which day your account has or will be debited you should ask your financial institution.

2. Amendments by us
2.1 We may vary any details of this agreement or a Direct Debit Request at any time by giving you at least fourteen (14) days written notice.

3. Amendments by you
3.1 You may change, stop or defer a debit payment, or terminate this agreement by providing us with at least 30 days notification by writing to:
Canberra Business Council Limited
PO Box 132
Campbell ACT 2612
Or by telephoning us on 6247 4199 during business hours.

 The full balance is payable IMMEDIATELY if you cancel your periodic payment option.

4. Your obligations
4.1 It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made in accordance with the Direct Debit Request.

4.2 If there are insufficient clear funds in your account to meet a debit payment:
(a) you may be charged a fee and/or interest by your financial institution;
(b) you may also incur fees or charges imposed or incurred by us; and
(c) you must arrange for the debit payment to be made by another method or arrange for sufficient clear funds to be in your account by an agreed time so that we can process the debit payment.

4.3 You should check your account statement to verify that the amounts debited from your account are correct

5. Dispute
5.1 If you believe that there has been an error in debiting your account, you should notify us directly on 6247 4199 and confirm that notice in writing with us as soon as possible so that we can resolve your query more quickly. Alternatively you can take it up directly with your financial institution.

5.2 If we conclude as a result of our investigations that your account has been incorrectly debited we will respond to your query by arranging for your financial institution to adjust your account (including interest and charges) accordingly.

We will also notify you in writing of the amount by which your account has been adjusted.
5.3 If we conclude as a result of our investigations that your account has not been incorrectly debited we will respond to your query by providing you with reasons and any evidence for this finding in writing.

6. Accounts
You should check:
(a) with your financial institution whether direct debiting is available from your account as direct debiting is not available on all accounts offered by financial institutions.

(b) your account details which you have provided to us are correct by checking them against a recent account statement; and with your financial institution before completing the Direct Debit Request if you have any queries about how to complete the Direct Debit Request.

7. Confidentiality
7.1 We will keep any information (including your account details) in your Direct Debit Request confidential. We will make reasonable efforts to keep any such information that we have about you secure and to ensure that any of our employees or agents who have access to information about you do not make any unauthorised use, modification, reproduction or disclosure of that information.

7.2 We will only disclose information that we have about you:
(a) to the extent specifically required by law; or for the purposes of this agreement (including disclosing information in connection with any query or claim).

8. Notice
8.1 If you wish to notify us in writing about anything relating to this agreement, you should write to: 
Canberra Business Council Limited
PO Box 132
Campbell ACT 2612
Phone: 02 6247 4199

8.2 We will notify you by sending a notice in the ordinary post to the address you have given us in the Direct Debit Request.

8.3 Any notice will be deemed to have been received on the third banking day after post.  



Privacy
Our Privacy Policy is part of these Conditions of Use and sets out information which we will gather about your use of the Site and how we may use that information. We also describe the limited circumstances in which we may disclose that information to other persons. Please read and consider the Privacy Policy before accepting (or declining) the terms and conditions in this User Agreement. By accepting these Terms and Conditions you accept the terms and conditions of the Privacy Policy and agree to act in accordance with it when using the Site.

Your Personal Information
While using the Site you may be given the opportunity to enter or provide information or content. This content may be about yourself or it may be part of the registration details required to gain access to a part of the Site. Also, you may be given an opportunity to post information, for example, on a bulletin board, email list or messaging service within the Site. Your personal information includes any information you provide to us or other users while using the Site or through any other service we provide (Personal Information).

You must ensure that Personal Information and any information you provide in relation to your use of the Site:

• is true;
• does not infringe any third party's copyright, patent, trade mark, trade secret or other proprietary rights or rights of publicity or privacy;
• does not breach any other law, such as the law of defamation, obscenity or against vilification and discrimination;
• does not interfere with another user's use or enjoyment of the Site; and
• does not contain any computer viruses.

We will only use Personal Information in accordance with these Terms and Conditions and the Privacy Policy. By accepting these Terms and Conditions, you also consent to certain collection, use and disclosure of your Personal Information in accordance with the Privacy Policy You acknowledge and agree that we may take any action with respect to your Personal Information if we deem it necessary or appropriate in our sole discretion: for example, if we believe your Personal Information may create any liability for us.

Links
Parts of the Site may have links through to webpages not controlled, associated or affiliated with us. We are in no way responsible for any content appearing on such a webpage. The fact that a link to such a webpage may be included on the Site does not mean that we in any way endorse, promote or are associated or affiliated with that site or any of that site's content.

Intellectual Property
All text, graphics, software on the Site, including where included in advertisements (Content), is our copyright material unless indicated otherwise. We and our suppliers may have trade marks (both registered and unregistered) subsisting in the Content. The Content is protected by relevant intellectual property laws.

We authorise you to use and distribute the Content strictly for your own personal and internal business use only. You are not otherwise authorised to modify, copy, republish, frame, adapt or distribute this Content without our written permission.

Information on the Site
In preparing the Site, we rely on information supplied by external sources. Please read our Disclaimer statement in relation to this information before accepting (or declining) these Conditions of Use. Our Disclaimer is part of these Conditions of Use.

Breach and termination
If you breach these Conditions of Use (including the non-payment of fees) we may temporarily suspend or permanently prevent your access to all or certain parts of the Site. This is in addition to other remedies at law.

Limitation of Liability
We do not guarantee continuous, uninterrupted or secure access to the Site and operation of the Site may be interfered with by numerous factors outside of our control.

Except as provided by law, we provide the Site "as is" and without any warranty or condition, express or implied. To the maximum extent permitted by law, we specifically disclaim the implied warranties of title, merchantability, fitness for a particular purpose and non-infringement. We will not be liable for any lost profits or any special, incidental or consequential damages (however arising, including negligence) arising out of or in connection with this.

The following limitation of liability applies if the Australian Trade Practices Act 1974 or any consumer protection legislation of any Australian State or Territory applies to you. To the extent that we are able to limit the remedies available under these Terms and Conditions, we expressly limit our liability for breach of a condition or warranty implied by virtue of any legislation to the following remedies (the choice of which is to be at our sole discretion):
supply of the services again; or

the payment of the cost of having the services supplied again.
Nothing in these Terms and Conditions is intended to limit or exclude any liability on our part, where and to the extent that applicable law prohibits such exclusion or limitation.

Indemnity
You indemnify us against any action, liability, claim, loss, damage, proceeding, expense (including legal costs) suffered or incurred by us arising from, or which is directly or indirectly, related to:

your breach or non-observance of any term or condition of this User Agreement;
any breach or inaccuracy in any of your representations or warranties; or
any action or claim brought by a third party which relates to all or any part of the Personal Information that you have provided to us or other users.

In relation to a Claim, we may require you to conduct the defence, including negotiations for settlement or compromise prior to the institution of legal proceedings or modify, alter or substitute any potentially infringing part of the Personal Information at your own expense, to render the Personal Information non-infringing. You must comply with any requirement notified 


General
These terms are be governed by and construed in accordance with the laws of the State of New South Wales, Australia. All users of the Site submit to the non-exclusive jurisdiction of the courts of the State of New South Wales, Australia.

The provisions of these Terms and Conditions are severable and if any provision of these Terms and Conditions is held to be invalid or unenforceable, that provision may be removed and the remaining provisions will be enforced.

Our failure to act with respect to a breach of these Terms and Conditions by you or others does not waive our right to act with respect to subsequent or similar breaches. These Terms and Conditions set out the entire understanding and agreement between you and us with respect to its subject matter.

Ask an Expert
Requests going beyond a first-level answers are not part of the ask an expert service provided via this website. Subscribers requiring more detailed assistance will be directed to appropriate resources.

Ask an expert service assists subscribers with employment issues in their own businesses. It is not available to consultants or other professionals to answer their clients' questions. Special contractual arrangements can be discussed if consultants/professionals so wish.

Disclaimer 
Ask an Expert is not a legal advice column and should not be relied upon in place of specific legal advice.  To the full extent permitted by law, the CBD Sydney Chamber Limited and its related entities excludes and disclaims all liability for any loss or damage which may be suffered or incurred by any person, company or organisation arising from reliance on material posted on the site or provided the recipient.